Women

Yes, really! Viviana Rullo, of theleantime.com, shares the money-saving tips you need to know already

1.    Avoid the danger aisles

Supermarkets tend to have fruit and vegetables at the front, basics (like eggs, bread and cereals) at the back and everything non-essential (but tempting) in between. So, do a circuit that heads straight to the back, by passing the middle aisles of temptation. And a special offer is only ‘special’ if you’ll use the items – not if they’re perishables that go straight from the supermarket shelf to a mouldy mess in the bin.

Description: Supermarkets tend to have fruit and vegetables at the front, basics (like eggs, bread and cereals) at the back and everything non-essential (but tempting) in between

Supermarkets tend to have fruit and vegetables at the front, basics (like eggs, bread and cereals) at the back and everything non-essential (but tempting) in between

2.    If you can’t stick to a list…

…go online to mysupermarket.co.uk. Make a list of items you need from your usual supermarket chain, and the site will tell you if you can get your groceries cheaper elsewhere – or give cheaper options for specific items.

3.    Don’t overbuy

Not sure how much to buy for a dinner party? Visit lovefoodhatewaste.com (or download the Love Food Hate Waste app – free from iTunes) and go to Portion Planner, which calculates food quantities for the number of diners. It also has Recipe Blender, where you can type in what bits are in your fridge and get recipe ideas on what to do with them.

4.    Be mobile with your phone

Note the date when you sign a contract. If you’re on an 18-month contract, this means it will take you 18 months to pay off your handset, then you can change to a sim-only contract, which is cheaper. Or enter your phone-usage habits into billmonitor.com and it will suggest the best contract.

5.    Get cash back

Description: Website: moneysavingexpert.com

Website: moneysavingexpert.com

Instead of going directly to an online shop, go via a link on a ‘cashback site’ and you’ll get paid when you buy something. Why? Well, the online shop basically pays the cash back site for the lead – and you get a cut of it. To do it:

·         Think what you want to buy, eg, a pair of Kurt Geiger shoes.

·         Visit moneysavingexpert.com/ shopping/ cashback-sites-comparison and type in ‘Kurt Geiger’.

·         You’ll get a list of cashback sites that give the most money back to you – quidco.com was offering 5% back on Kurt Geiger purchases (that’s $ 9 on a $ 187 pair of shoes).

·         Join the cashback site. It will then direct you to the product website. Buy the item you want.

·         Afterwards, you’ll receive an email from the site saying how much money you’re due. You can then move the money to your own account. Never join a site that asks you to pay. We rate: quidco.com and topcashback.co.uk

Having a clear-out?

Make your donations count

Breast Talk Bra Appeal (breasttalk.co.uk) sends your unwanted bras to women in Afica who can’t afford them

Dress for Success (dressforsuccess.org.uk) gives second-hand clothes to women getting back on their feet after homelessness or abuse.

Freecycle (uk.freecycle.org) You can post adverts giving away (or requesting) unwanted items, from clothing to electronics.

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